What Poonawalla Fincorp asks for on personal, business loans - age, income, credit score, amounts, rates and documents - read from its own pages and labelled by how sure we are. Last verified 2 November 2026.
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How Poonawalla Fincorp tends to lend (our read): Prime-segment digital NBFC: a Rs 25,000 take-home floor, 700+ score and a stated 1-month current-employer minimum on personal loans; business loans want only 2 years' vintage and Rs 6 lakh turnover. Lends in: Metro, Tier 2, Tier 3 / other locations.
Poonawalla Fincorp Personal Loan: age 21 to 60, minimum take-home salary Rs 25,000, at least 1 year of total work experience with 1 month at the current employer, 700+ score ideal, up to Rs 50 lakh. Rate not on the eligibility page; personal rate card applies.
Poonawalla Fincorp Business Loan: collateral-free up to Rs 1 crore, up to 60 months, age 24 to 65, minimum business vintage 2 years, minimum annual turnover Rs 6 lakh, processing fee up to 3%; open to self-employed professionals, manufacturers and traders. Score floor is an NBFC-median assumption.
ClearToLend is not affiliated with or endorsed by Poonawalla Fincorp. Criteria are taken from public sources as of 2 November 2026 and can change; confirm the current terms with Poonawalla Fincorp before you apply. A match is not a loan offer or approval.
Poonawalla Fincorp Loan FAQs
The minimum net monthly income is ₹25,000, according to Poonawalla Fincorp's own website, as checked on 2 November 2026. Lenders can ask for more depending on your city, employer and existing EMIs.
A credit score of 700 or above, according to Poonawalla Fincorp's own website. A higher score usually gets a better rate; the lender makes the final call after pulling your report.
You need to be at least 21 and no older than 60 when the loan ends, according to Poonawalla Fincorp's own website.
A credit score of 700 or above, according to Poonawalla Fincorp's own website. A higher score usually gets a better rate; the lender makes the final call after pulling your report.
You need to be at least 24 and no older than 65 when the loan ends, according to Poonawalla Fincorp's own website.
No. ClearToLend compares your details with Poonawalla Fincorp's published criteria without pulling your credit report, so nothing is recorded on your CIBIL file. ClearToLend is not affiliated with Poonawalla Fincorp and does not send your details to it.
