Loan Eligibility Assessment

Check Your Loan Eligibility & Find Where You May Qualify

Two short steps. No contact details needed for your score, and no impact on your CIBIL.

What information will be used?

Your income, existing EMIs, employment type, credit score, loan amount, city and (for home or business loans) a few property or business details - checked against real lender criteria. Step 1 asks for no contact details and does not affect your CIBIL score. Fields marked * are required.

Your Financial Profile

₹
₹
Net take-home per month, after tax
₹
Lenders size business EMIs off declared profit, not turnover
₹
Leave blank if none. Feeds your FOIR - the share of income already committed to EMIs.
/ 900
Not sure? Leave blank - we'll use a moderate estimate. You can get your CIBIL score free once a year at cibil.com, or from most bank and UPI apps.
yrs
A longer tenure lowers the EMI and your FOIR
FOIR and affordability are worked out at this tenure
A longer tenure lowers the EMI and your FOIR
Most lenders price and gate on this - it moves your rate more than a small credit-score change.
Some banks (SBI, HDFC) run separate programmes with lower floors for their own salary-account holders.
Most lenders want 2-3 years of vintage for self-employed applicants
Two years of filed ITR is the usual documentation bar

Fill in the required fields to continue.

Loan products

Personal Loan10.5% – 24% p.a.Home Loan8.4% – 11% p.a.Business Loan11% – 20% p.a.Education Loan9% – 15% p.a.Vehicle Loan9% – 13.5% p.a.
Check eligibility for any loan
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Loan eligibility by city

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